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Expand all panels | Collapse all panels How does direct deposit work?

Skip extra trips to the bank. Set up direct deposit and have your paycheck or other recurring deposits sent right to your checking or savings account — automatically.

How do I set up direct deposit?

Setting up direct deposit is easy. Check with your employer's payroll office, you may be able to set up your direct deposit through an online portal. If not:

  1. Complete a direct deposit form.
  2. Provide the form to your employer's payroll office.

In order to complete the direct deposit form, you'll need to know:

Looking for just your routing number? Use our routing number selector

How do I access my prefilled direct deposit form?

Not an Online Banking customer? Enroll in Online Banking today

How do I find my ABA routing and account numbers?

You can find your ABA routing number and your Bank of America account number in Online Banking or on the mobile app.

How do I set up alerts to let me know when my money has been deposited?

You can set alerts for important account activity using Online Banking or the mobile app.

How much does direct deposit cost?

There is no charge for direct deposits.

Not an Online Banking customer? Enroll in Online Banking today

Do I need a voided check to set up direct deposit?

No. You do not need a voided check to set up direct deposit.

Not an Online Banking customer? Enroll in Online Banking today

Where can I find my ABA routing number on my check?

If you're reordering checks, setting up a direct deposit or an automatic payment or preparing a wire transfer, you'll probably be asked to provide an ABA routing number.

This sample check image shows where ABA routing numbers can be found on your checks. (Refer to your own check for your specific numbers.)

Where is my checking account number on my check?

This sample check image shows where the checking account number can be found on your checks. (Refer to your own check for your specific number.)

How do I set up or change my Social Security direct deposit?

Please visit the Social Security website layer for guidance on how to set up or change direct deposit.

How do I enroll in direct deposit for Social Security, VA or other federal benefits?

There are 3 ways to enroll in direct deposit of federal benefits:

  1. Visit the U.S. Dept, of the Treasury website. layer
  2. Call the U.S. Dept. of the Treasury at 800.333.1795.
  3. Schedule an appointment at your nearest financial center and we'll be happy to assist you.